Investment Estimator
Demographic Information
Age
Designed for ages 18-64
Age limit is 18 to 64
Gender
Male
Female
Plan Metal Level
A gold plan pays 80% of total costs of care on average, leaving 20% to the patient. A Silver is 70% and Platinum is 90%.
Out-of-pocket Expenses
Estimated out-of-pocket cost ranges for the age-gender and plan metal value factors above. Low represents the lowest 20% and high the highest 80 or 95% depending on how the tool is configured and reflected the annualized amounts from a study on 3 years of claims data.
Annualized OOP
Per Month
Low
-
-
Average
-
-
High
-
-
HSA Modeling + Investments
OOP Cost Scenario
Multiple of Modeled OOP
Annual HSA contributions set as the multiple of estimated annual OOP expenses. The default is 2x.
Long-Term Growth in HSA Contributions
The annual growth rate of HSA contributions from current age to age 65.
Assumed Long-term HSA Return
Assumed investment return on HSA assets.
Annual HSA Contributions
Assumes half of HSA contributions are invested.
-
HSA Investment Contributions
Cumulative HSA deposits over time.
-
Years to Retirement
Modeled account value reflecting deposits over time as well as investment gains.
-
Submit
HSA Growth Over Time
5 Yr
10 Yr
at age 65
-
-
-